Appendix: Next Steps

Setting aside a portion of your money as it’s earned is the first step to reaching any financial goal. There’s no one-size-fits-all plan for what to do with your money, but the following checklist provides a common set of options. While the order of importance isn’t set in stone, you’ll be better off with each line you check off. You can start building habits by splitting your money between multiple lines. Or you can remain focused on a single line and check them off one by one. Start where it makes the most sense for you and begin progressing to your financial goals.

Checklist of the highest priority steps for what to do with your money.

While you’re working on the above steps, you can also progress through the following items to enhance your financial plan.

Checklist of important steps to improve your financial plan.

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